229 Nw Thomas Ct, FORT WALTON BEACH - COVENTRY GARDEN (2024)

$369,000

OPEN HOUSE on 5/25 from 10:00-2:00! Sellers have an ASSUMABLE VA LOAN INTEREST RATE OF 2.625%! This centrally located 3BR/2.5BA/1,960 SqFt/2-Car Garage TOWNHOUSE is unlike any other in the area of Fort Walton Beach! It's been beautifully & recently renovated throughout to include 2022 HVAC, 2020 ROOF, 2016 water heater, double paned windows, LVP flooring (carpet is only on stairs), tile in the kitchen & full bathrooms, a screened-in back deck - ''Zen Den,'' & solar panels (August 2022)! It boasts a thoughtful floorplan with the master bedroom, laundry, half bath, living room, dining area, & kitchen on the 1st floor. The 2nd floor has 2 guest bedrooms that share a Jack & Jill bathroom with each room having their own sinks. Enjoy having sidewalks, a cul-de-sac, sprinklers, & NO HOA!Sellers have an assumable VA loan interest rate of 2.625% that they are willing to allow VA and non VA to assume if approved to do so! Sellers understand it could take several months to close if buyer(s) want to assume their loan! Sellers owe $312,000 on their home loan with PennyMac. Buyer will need to assume the solar panel loan. Sellers owe $41,000 on the 25 year solar panel loan with Enium Capital Group, LLC. Enphase is the solar company that installed the solar panels. The solar panel loan payment is $179.66 per month. Solar panels were installed in August 2022. FPL is a minimum of $29.99 a month to maintain service. (Before the solar panels were installed, the electric bill was around or over $300/month!) Sellers average $154 per month for water/trash/sewer (City of Fort Walton Beach Water Department). Irrigation is city water. Sellers currently pay $2,930 for home insurance (Citizens). All curtains will not convey, but the curtain rods will convey. Outdoor shed will convey. Security camera at backdoor and at front door will convey. Sellers currently use ADT for their security system company. Upstairs closet doors were taken off but are located in garage. Short term rentals are not allowed due to the Fort Walton Beach city ordinance. Sellers have an assumable VA loan interest rate of 2.625% that they are willing to allow VA and non VA to assume if approved to do so! Sellers understand it could take several months to close if buyer(s) want to assume their loan! Sellers owe $312,000 on their home loan with PennyMac. Buyer will need to assume the solar panel loan. Sellers owe $41,000 on the 25 year solar panel loan with Enium Capital Group, LLC. Enphase is the solar company that installed the solar panels. The solar panel loan payment is $179.66 per month. Solar panels were installed in August 2022. FPL is a minimum of $29.99 a month to maintain service. (Before the solar panels were installed, the electric bill was around or over $300/month!) Sellers average $154 per month for water/trash/sewer (City of Fort Walton Beach Water Department). Irrigation is city water. Sellers currently pay $2,930 for home insurance (Citizens). All curtains will not convey, but the curtain rods will convey. Outdoor shed will convey. Security camera at backdoor and at front door will convey. Sellers currently use ADT for their security system company. Upstairs closet doors were taken off but are located in garage. Short term rentals are not allowed due to the Fort Walton Beach city ordinance. It's only 1 mile to all 3 schools - Edwins Elementary School, Bruner Middle School, and Fort Walton Beach High School. Just 3 miles from Liza Jackson Preparatory School. 2.2 miles to Cinco Baptist School. 2.5 miles to the school at Saint Mary Catholic Church. Hurlburt Air Force Base is only 6 miles away and Eglin Air Force Base is only 10 miles away. The beaches on Okaloosa Island are only 4.5 miles from this townhome. Vista Park is less than 1 mile away and Liza Jackson Park and boat ramp is 1.5 miles away. The Fort Walton Beach Tennis Center (tennis & pickleball) is just a mile away and the Jet Drive Park (pickleball) is a mile away! Enjoy being SO CLOSE to everything!!!

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